St. Charles’ Independent
Insurance Agency

At HSGW Insurance, we’re focused on you. As your local independent insurance agency, we’re here to help you through life’s moments, big and small. Since 1952, we have worked for area residents and businesses to achieve customized, affordable insurance plans.

How Can We Help You?

    Access Your Policy Info

    Home Insurance

    We offer comprehensive coverage to protect your most valuable asset.

    Auto Insurance

    Affordable insurance policies customized to fulfill your driving needs.

    Business Insurance

    We offer many coverage options to protect your business.

    Life Insurance

    Rest easy knowing you have security for those who matter most to you.

    Get a Quote

    We will learn your unique needs and then evaluate different insurance companies to find the right policy and price for your unique situation.


    Font Resize
    Content Contrast