If you don’t think of yourself as “rich,” you may think that you won’t get sued—but think again! If you don’t have adequate liability limits, you could be forced to hand over your life savings, or have your future income garnished as a result of a legal judgment against you. While you may think that individual policies give you adequate coverage, an umbrella insurance policy insures that you are protected when faced with a significant lawsuit claim that exceeds the coverage offered by your other policies.
In our litigious society, you have to be prepared with unexpected and potentially ruinous lawsuits. Whenever a claim exceeds the amount of your underlying insurance policies, your umbrella insurance will keep you protected.
As your independent insurance agent, allow us to provide you with the best protection possible through a personal umbrella policy.