(636) 946-2266

St. Charles’ Independent
Insurance Agency

At HSGW Insurance, we’re focused on you. As your local independent insurance agency, we’re here to help you through life’s moments, big and small. Since 1952, we have worked for area residents and businesses to achieve customized, affordable insurance plans.

We’ve Got you Covered!

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Access Your Policy Info

Home Insurance

We offer comprehensive coverage to protect your most valuable asset.

Auto Insurance

Affordable insurance policies customized to fulfill your driving needs.

Business Insurance

We offer many coverage options to protect your business.

Life Insurance

Rest easy knowing you have security for those who matter most to you.

Get a Quote

We will learn your unique needs and then evaluate different insurance companies to find the right policy and price for your unique situation.